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Why I Love FHA Mortgages
As someone who helps people buy, borrow and sell houses, I have to admit that I love FHA Loans.
As a mortgage broker, I know a buyer with an FHA loan is more likely to close than if the borrower is applying for a Fannie Mae or Freddie Mac Conventional Loan.
Since the guidelines are more flexible, and the loan is insured by the US Department of HUD, lenders have significantly more flexibility to approve a buyer.